Category: Law Firms

Caserta & Spiriti Proudly Recognized by Expertise.com Among the Best Criminal Defense Lawyers Serving Hialeah, Florida

By Robert L. Mellinger, Esq.

At Caserta & Spiriti, PLLC, we are honored to share that our firm has been listed by Expertise.com among its Best Criminal Defense Lawyers Serving Hialeah, Florida for 2026. According to Expertise.com, its selection process involves reviewing attorneys based on multiple factors, including licensing, client reviews, reputation, experience, and professional standing.

As attorneys, we understand that recognition from independent organizations is not an end goal in itself. Rather, it reflects the trust that clients place in us and the commitment our legal team makes every day to provide responsive, professional, and effective legal representation.

This recognition is particularly meaningful because criminal defense is one of the most important areas of legal practice. Individuals facing criminal allegations are often experiencing one of the most stressful and uncertain periods of their lives. At Caserta & Spiriti, we believe every client deserves to be treated with dignity, respect, and the presumption of innocence while receiving knowledgeable legal counsel.

Our criminal law practice assists clients facing a wide variety of criminal matters, including DUI charges, drug offenses, domestic violence allegations, probation violations, juvenile offenses, white-collar crimes, appeals, sealing and expungement matters, and both state and federal criminal proceedings. Our goal has always been to help clients understand the legal process, protect their constitutional rights, and pursue the best available resolution under the circumstances.

On behalf of our firm, I would like to extend special recognition and gratitude to Joshua L. Fisher, Esq., who serves as Caserta & Spiriti’s Of Counsel Criminal Defense Attorney. Mr. Fisher has dedicated his legal career to criminal defense and has built a reputation for providing experienced representation in both Florida state and federal courts. He is admitted to The Florida Bar, the Southern and Middle Districts of the United States District Courts and has extensive experience handling criminal appeals and serious criminal matters throughout South Florida. He is also a long-standing member of both the Florida Association of Criminal Defense Lawyers (FACDL) and the National Association of Criminal Defense Lawyers (NACDL).

Simply stated, this recognition would not have been possible without Joshua’s dedication to our clients, his professionalism, and his commitment to criminal defense law. We are grateful to have him as part of the Caserta & Spiriti team.

I would also like to recognize Joseph A. Spiriti, Esq., whose leadership, vision, and commitment to client service have helped shape Caserta & Spiriti into the firm it is today. Through his dedication to practical legal solutions and client-focused representation, Joseph has helped build a culture where integrity, responsiveness, and professionalism remain central to everything we do.

At Caserta & Spiriti, we remain committed to serving individuals, families, and businesses throughout Miami Lakes, Hialeah, Miami-Dade County, Broward County, and communities throughout South Florida. Whether the matter involves criminal defense, real estate, estate planning, business law, landlord-tenant disputes, contracts, civil litigation, or other legal concerns, our mission remains the same: providing practical legal solutions and exceptional client service.

We thank our clients, colleagues, referral partners, and community members for the trust they continue to place in our firm. We are proud of this recognition and look forward to continuing to serve our community with the same dedication and professionalism that have guided Caserta & Spiriti for many years.

Verification of Recognition:
Expertise.com Best Criminal Defense Lawyers Serving Hialeah, Florida: https://www.expertise.com/legal/criminal-lawyers/florida/hialeah

Recognition by Expertise.com is based upon Expertise.com’s independent selection process and criteria. Prior results do not guarantee a similar outcome. The hiring of a lawyer is an important decision that should not be based solely upon advertisements.

Caserta & Spiriti Recognized with the BusinessRate “Best of 2026” Award for Excellence in Client Satisfaction

By Robert Mellinger, Esq.

At Caserta & Spiriti Law Firm, we have always believed that the true measure of a law firm is not simply the number of cases handled, but the trust earned from the people and businesses we serve throughout South Florida.

We are proud to announce that Caserta & Spiriti has been recognized with the BusinessRate “Best of 2026” Award, powered by Google Reviews, honoring businesses that demonstrate outstanding client satisfaction, professionalism, consistency, and reputation within their market.

What Is the BusinessRate “Best of 2026” Award?

According to BusinessRate, the organization analyzes customer review performance, market rankings, consistency, review quality, and long-term reputation metrics to recognize businesses that stand out in their industries.

The award is based heavily on:

  • Verified customer reviews
  • Long-term consistency
  • Review quality and authenticity
  • Customer satisfaction trends
  • Competitive market performance

BusinessRate describes its scoring system as a comprehensive benchmark designed to evaluate businesses beyond simple star ratings by comparing them against local competitors using advanced Google review analysis.

For law firms, this type of recognition reflects more than visibility online — it reflects trust, communication, responsiveness, professionalism, and results.

A Recognition Built on Client Trust

Our firm has always focused on providing practical legal guidance with a personal approach. Whether assisting clients with:

  • Real estate transactions
  • Estate planning
  • Probate matters
  • Business law
  • Foreclosure defense
  • Litigation
  • Contract preparation
  • Corporate matters

Our goal has remained the same: provide honest guidance, responsive communication, and strategic solutions tailored to each client’s unique situation.

Many of the reviews highlighted through our online presence reflect the same themes we strive to uphold every day:

  • professionalism,
  • responsiveness,
  • attention to detail,
  • thorough legal preparation,
  • and genuine client care.

Serving Miami Lakes and South Florida

For decades, Caserta & Spiriti has proudly served the Miami Lakes and South Florida community. Our attorneys and staff understand that legal matters are often deeply personal and financially significant. Clients are not simply looking for legal documents — they are looking for guidance, clarity, and confidence during important moments in their lives and businesses.

Receiving this recognition reinforces the importance of maintaining high standards of client service and professional integrity.

Gratitude to Our Clients and Community

We would like to sincerely thank our clients, colleagues, referral partners, and community members who have placed their trust in our firm over the years. This recognition would not be possible without the continued support and feedback from those we have had the privilege to represent.

Awards and rankings are meaningful, but the relationships we build with our clients remain the true foundation of our success.

On behalf of everyone at Caserta & Spiriti, thank you for allowing us to continue serving the South Florida community.

For more information about our firm, visit:
Caserta & Spiriti Law Firm

Learn more about the BusinessRate rankings and methodology:
BusinessRate Rankings & Benchmark Scores

How to Become an Organ Donor in Florida

[Save Lives with a Simple Step in Your Estate Plan]

Every day, thousands of people in Florida and across the country wait for a life-saving organ transplant. A Florida resident can make a profound difference by registering as an organ donor. As part of the estate planning, organ donation is a powerful way to leave a lasting legacy of compassion and healing.

The following is what Florida residents need to know about becoming an organ donor and how to make sure their wishes are honored.

4 Simple Steps to Becoming an Organ Donor in Florida

1. Register with the Florida Organ Donor Registry

The easiest and most effective way to document your choice is to register with the state’s official donor registry at Donate Life Florida. Registration is quick and can be done online in just a few minutes. Once you are listed, medical personnel can easily confirm your wishes at the time of death.

Did you know? Florida is home to thousands of people on the transplant waiting list. One donor can save up to eight (8) lives and enhance dozens more through tissue donation.

2. Use Your Florida Driver’s License

When you apply for or renew your driver’s license or state ID at the Florida Department of Highway Safety and Motor Vehicles (DHSMV), you will be asked if you would like to become an organ donor. If you say yes, the words “ORGAN DONOR” will appear on the front of your license.

Even better, your registration will automatically be shared with the state donor registry, so you do not need to sign up separately.

Tip: See the Florida Driver Handbook for more details.

3. Include Your Wishes in Your Healthcare Surrogate Designation

In Florida, your Designation of Healthcare Surrogate (also known as a healthcare power of attorney) allows you to name someone to make medical decisions if you cannot speak for yourself.

You can and probably should include your desire to be an organ donor in this legal document. While your Last Will is important, it is usually read after the time-sensitive window for donation has passed. That is why it is better to include your wishes in your healthcare documents and keep them easily accessible.

4. Tell Your Family and Healthcare Providers

Even though your documented consent must be honored by law (Florida Statutes §765.512(1)(b)), discussing your decision with loved ones is just as important. This ensures they understand and support your choice, helping avoid confusion or delays.

Make sure to share your decision with:

  • Immediate family members
  • Your health care surrogate and providers
  • Your attorney and estate planner
  • Your clergyperson (if applicable)

Why it matters: If your wishes are not documented, Florida law allows certain family members to make the decision for you. Avoid any uncertainty by making your intent clear.

Donating Your Whole Body to Science in Florida

If you wish to donate your entire body for scientific or educational purposes, you will need to arrange this in advance with a medical school or accredited organization.

A few options include:

  • University of Florida Anatomical Board
  • Science Care, a national whole-body donation organization
  • Other programs listed through national registries of body donation centers.

Be sure to:

  • Complete the required consent forms directly with the program
  • Inform your family and healthcare providers of your decision.

If You Do Not Wish to Be an Organ Donor in Florida

Just as important as choosing to donate is the right to decline. If you do not wish to donate your organs or tissues, you must:

  • Put your decision in writing, such as in your Designation of Healthcare Surrogate or a stand-alone document
  • Sign and date the statement
  • Notify your family and medical providers of your choice.

Under Florida law, if your refusal is known and documented, no one else can authorize organ donation on your behalf. (Florida Statutes §§ 765.512(3)-(4)).

Who Decides If You Have Not?

If you have not made your organ donation wishes known before death, Florida law gives that authority to others, in the following order:

  1. Your healthcare surrogate (unless explicitly limited)
  2. Your spouse
  3. An adult child
  4. Either parent
  5. An adult sibling
  6. An adult grandchild
  7. A grandparent
  8. A close personal friend (as defined by law)
  9. Your legal guardian or someone appointed by a court.

(Florida Statutes § 765.512(2)-(3))

Take Control: If you want someone specific to make this decision, or if you want to prevent someone from doing so, put it in writing now.

Learn More About Organ Donation

Visit OrganDonor.gov to learn more about organ and tissue donation, how the process works, and the impact your decision can have.

The foregoing is a brief and general overview of the topic and the need for specific and experienced legal and tax advice is emphasized.

Need Help with Healthcare Directives or Estate Planning in Florida?

At CASERTA & SPIRITI in Miami Lakes, our attorneys help clients across South Florida create estate plans that reflect their wishes clearly, compassionately, and legally. Whether you are updating your Designation of Healthcare Surrogate or drafting a Living Will (Advance Directive), we are here to guide you every step of the way.

Call today to schedule a consultation and take control of your legacy.

Florida Auto Accident Laws – A Brief Guide

In 2023, 391,428 vehicular accidents occurred in Florida. 250,037 people were injured in crashes and there were 3,331 deaths. In 2023, Florida bicycle accidents reached an all-time high of 8,323.

Given this sizable number, it is vital for every Florida resident to familiarize themselves with how the state’s automobile accident laws work. The following is a brief summary of what one needs to know about auto accident regulations as a Florida driver in 2024.

Reporting a Florida Car Accident

When involved in a Florida car accident, follow these steps:

  1. Stop Your Vehicle: Always stop as close to the accident scene as possible without blocking traffic.
  2. Stay and Assist: If anyone is injured, you are required by law to stay at the scene and help.
  3. Exchange Information: Exchange names, addresses, vehicle registration, and insurance information with all parties involved and with the law enforcement officer at the scene.
  4. Collect Additional Information: While not legally required, it is wise to get names and contact information from witnesses, note weather and road conditions, and take photos of the scene and damages to support your insurance claims.

Florida Insurance Requirements

Florida imposes minimum insurance requirements:

  • Personal Injury Protection (PIP): At least $10,000 in PIP coverage, paying for 80% of the policyholder’s medical expenses incurred within 14 days of the accident.
  • Property Damage Liability (PDL): At least $10,000 in PDL coverage, paying for damage to another person’s property when the policyholder is at fault.

No-Fault Car Insurance State

Florida follows a “no-fault” insurance system. This means those involved in crashes file initial claims with their own insurance providers. PIP coverage pays for the policyholder’s injury-related medical bills regardless of fault, up to the PIP policy limits. Only if a victim sustains “permanent injuries” can they file pain and suffering claims against other parties.

Statute of Limitations and Auto Accident Cases

Florida’s statute of limitations for auto accident cases is:

  • Personal Injury: Two years from the day of the accident.
  • Wrongful Death: Two years from the date of death.
  • Uninsured At-Fault Driver: Up to five years, with certain conditions such as first using PIP benefits.

Comparative Negligence Rule

Florida’s comparative negligence rule allows injured victims to seek compensation even if they share some fault in the accident. Since 2023, Florida now uses the “50 Percent Bar Rule,” meaning one can get damages if they are less than 50% at fault. If a person is 50% or more at fault, they will not receive any compensation.

Rear-End Presumption of Negligence

In Florida, if a person rear-ends another vehicle, they are generally presumed to be at fault due to the requirement to maintain a safe following distance.

Reporting an Auto Accident

Not all minor accidents need to be reported, but one must report any crash involving injuries, death, or property damage over $500 to local law enforcement promptly.

Teen Driving Laws

Florida has specific rules for teen drivers:

  • 16-Year-Olds: No driving between 11 PM and 6 AM unless accompanied by a licensed driver at least 21 years old or driving to/from work.
  • 17-Year-Olds: No driving between 1 AM and 5 AM under similar conditions.

Legal Assistance

Navigating Florida’s car accident laws can be complex, but legal help is available. For those needing legal advice, consulting with an experienced personal injury/car accident attorney can provide clarity and support in managing a case effectively. The legal team at Caserta & Spiriti, PLLC, is available for consultations to discuss rights and options following an auto accident.

Understanding these laws ensures a Florida resident is prepared in the event of an accident, helping to protect their rights and streamline the process of handling insurance claims or legal proceedings.

The foregoing is a brief and general overview of the topic.

If you have any additional questions regarding the foregoing or have any legal issue or concern, please contact the law firm of CASERTA & SPIRITI in Miami Lakes, Florida.

MEMORIAL DAY-A LITTLE HISTORY & A LITTLE LAW

Memorial Day was declared a national holiday through an act of Congress in 1971, and its roots date back to the Civil War era, according to the U.S. Department of Veterans’ Affairs. Unlike Veterans Day, Memorial Day honors all military members who have died while serving in the U.S. forces.

Though Memorial Day has evolved over time, it still is a day to honor the nation’s war dead. Veterans Day, however, honors everyone who has served in the U.S. military. It is a solemn occasion that allows the family of the fallen service member, as well as other service members in attendance, to honor their life and service to this country.

Memorial Day is one of eleven federal holidays recognized nationwide by the United States Government. This means all Federal employees are paid even if they receive the day off, and many private-sector businesses give their employees paid time off.

Memorial Day changed from its traditional May 30 date to the last Monday in May. The law took effect at the federal level in 1971.

Veterans Day honors everyone who has served, while Memorial Day is for those who died in military service. Memorial Day is the older of the two holidays and dates to just after the Civil War, 1866, when the town of Waterloo, New York hosted a city-wide “Decoration Day.” Decoration Day only recognized fallen soldiers of the Civil War until World War I. In 1869, the head of an organization of Union veterans, Maj. Gen. John A. Logan, established Decoration Day as a way for the nation to honor the graves of those who died in the Civil War with flowers, according to the U.S. Department of Veterans Affairs. A number of newspaper articles published in 1870 described processions in New York City, among other sites. The stories noted that, aside from Independence Day, there was “no day that calls out the patriotic feelings of our people more than ‘Memorial Day,’” which, the article said, was a national holiday not by any enactment by the legislature but by “the general consent of the people.”

There are debates over which city was the original place of Memorial Day, although the first large observation was held at Arlington National Cemetery for a crowd of about 5,000 in 1868. Some records show that one of the earliest Memorial Day commemorations was organized by a group of formerly enslaved people in Charleston, South Carolina less than a month after the Confederacy surrendered in 1865.

The 1863 cemetery dedication at Gettysburg, Pennsylvania, included a ceremony of commemoration at the graves of dead soldiers. Some have thus claimed that President Abraham Lincoln was the founder of Memorial Day. However, Chicago journalist Lloyd Lewis attempted to make the case that it was Lincoln’s funeral that spurred the soldiers’ graves decorating which followed.

Many cities have claimed to be the first to observe Memorial Day. However, in 2022, the National Cemetery Administration, a division of the Department of Veterans Affairs, credited Mary Ann Williams with originating the “idea of strewing the graves of Civil War soldiers—Union and Confederate” with flowers. 

In 1966, President Lyndon Johnson declared Waterloo, New York as the official “birthplace” of the holiday, according to the VA. However, Memorial Day was not an official holiday until 1968.

Congress, in December 2000, passed and President Bill Clinton signed into law “The National Moment of Remembrance Act,” to ensure those who sacrificed their lives for this country were never forgotten.

Consequently, at 3 p.m. local time, Americans are asked to take part in the National Moment of Remembrance, a time to pause in a moment of silence to honor those who have died serving the United States while in the Armed Forces.

On Memorial Day, the flag of the United States is raised to the top of the staff and then solemnly lowered to the half staff position, where it remains only until noon.   It is then raised to full staff for the rest of the day. The National Memorial Day Concert takes place on the west lawn of the United States Capitol.

Many people visit cemeteries and memorials on Memorial Day to honor and mourn those who died while serving in the U.S. military. Many volunteers place American flags on the graves of military personnel in national cemeteries. Memorial Day is also considered the unofficial beginning of summer in the United States.

It is estimated that over 1.3 million Americans have paid the ultimate sacrifice for their nation.

One can enjoy their weekend, but they should remember what this holiday is about. Residents of Florida and citizens of the U.S. should be thinking about and honoring those who served our nation and made the ultimate sacrifice as well as their surviving family members who certainly will never forget.

The foregoing is just a brief and general legal and historical overview of Memorial Day.                                                                                                                                  

If you have any additional Questions regarding the foregoing or have any legal issue or concern, please contact the law firm of CASERTA & SPIRITI in Miami Lakes, Florida.

EASTER HOLIDAY-A LITTLE HISTORY & A LITTLE LAW

Easter, which falls on the first Sunday following the first full moon after the March equinox, celebrates Jesus Christ’s resurrection from the dead three days after his crucifixion. While primarily a Christian holiday, like Christmas, it has also become a cultural celebration centered around brightly decorated eggs, chocolate, candy, scavenger hunts, baskets, chicks, and rabbits.

While the following day, Easter Monday, which is also known as “Bright Monday” or “Renewal Monday,” is a public holiday throughout most of the world, however, it is not the case in the United States. It was a public holiday in North Carolina from 1935 to 1987.  Many public schools and universities are closed on Easter Monday, and often Good Friday as well, falling under the umbrella of spring break.

Easter Monday is a public holiday in 116 nations throughout the world, including Australia, Austria, Germany, Egypt, Ireland, United Kingdom, Spain, Ghana, Fiji, France, Hong Kong, Italy, Kenya, Poland, Russia, and South Africa. However, not all observations are directly centered around the Christian tradition. In Ireland, it is a day of remembrance for the people who died during the Easter Rising or Rebellion in 1916. In Egypt, the ancient festival of Sham El Nessim, which means “smelling of the breeze,” falls on the same day, marking the beginning of spring.

Some nations even recognize Easter Tuesday, including Cyprus, as a national bank holiday; New Zealand allows a mandatory holiday in the public education sector, and the Australian island state of Tasmania recognizes a legal holiday for some workers.

Easter is a religious holiday derived from two ancient traditions: one Judeo-Christian and the other Pagan. Both Christians and Pagans have celebrated death and resurrection themes following the spring equinox for millennia. Most religious historians believe that many elements of the Christian observance of Easter were derived from earlier Pagan celebrations.

In Christian religion, Good Friday is observed in remembrance of Jesus’s execution by the occupying Roman army, and his burial in a cave-tomb. Easter Sunday is the date when a group of his female followers first noticed the empty tomb and concluded that he had been resurrected.

Other countries around the world, however, do acknowledge the holiday, and even though it is not a federal holiday in the U.S., the White House traditionally hosts its annual Easter egg roll and other celebrations for Easter on the Monday following the holiday.

Easter is not a federal holiday due to the fact that it always falls on a Sunday, which is a non-working day for federal and state employees. Many companies which are normally open on Sunday close for Easter.

Again, Good Friday and Easter Monday are not Federal Holidays. All federal holidays are non-religious other than Christmas Day.

On a local level, the day is informally observed in some areas such as the state of North Dakota, and some cities in New York, Michigan, and Indiana.

Good Friday is a state holiday in 10 states-Connecticut, Delaware, Florida, Hawaii, Indiana, Kentucky (half-day), Louisiana, New Jersey, North Carolina, North Dakota, Tennessee, and Texas. It is an optional holiday in Texas.

Good Friday is an important Christian holiday celebrated two days before Easter Sunday, commemorating the crucifixion of Jesus. However, it is not a federal holiday in the United States. That means post offices and most governmental offices will be open.

In the United States, a federal holiday is one that is recognized by Congress and is designated in Title V of the U.S. Code 6103 – Holidays, which allows Congress the authority to create holidays for federal institutions.

Pursuant to 5 U.S.C. 6103(b), if a holiday falls on a Sunday, for most Federal employees, the following Monday will be treated as a holiday for pay and leave purposes.

Easter Monday is a holiday in many English-speaking countries, including England, Wales, Northern Ireland and Australia, and European counties. The tradition of having a holiday on the day after Easter Sunday was brought to Canada by European immigrants.

The earliest recorded observance of an Easter celebration comes from the 2nd century, though the commemoration of Jesus’s Resurrection probably occurred earlier.

Easter, supposed to be the date that Jesus died and then arose from the dead, but has no fixed date. Easter is religious and is set as the “first Sunday after the first full moon after the spring equinox”.

The most common date for the Western churches’ Easter is April 19th. The earliest Easter can be is March 22nd, and the latest it can fall is April 25th. This year it is April 9th, 2023.

The tradition of setting it by the moon and the spring equinox, instead of a set date in the calendar was a classic religious tradition carried out by the Council of Nicaea in 325 to sort out a problem caused by distinct parts of the Christian world marking Easter on different days.

They set it to be the first Sunday after the first full moon-on or after the vernal or spring equinox.

It was the United Kingdom where this all came to a head, when in the year 664, King Oswiu in the kingdom of Northumbria, brought up on Celtic traditions celebrated Easter on one day, while his wife, who had been brought up in Catholic traditions was celebrating Easter on a different day.

For the King to have an Easter feast while the wife is still marking Lent was somewhat of a problem, and the King decided to sort it out, summoning religious leaders to a Synod, a meeting, to settle the problem.

St. Colman, Bishop of Lindisfarne, put the case for the Celtic tradition, while St. Wilfrid, Bishop  of York, put forward the Catholic argument and won.  The King switched to the Catholic method of working out when the Easter fell.

Consequently, Easter still wobbles around the calendar. Not all Christian countries follow the Gregorian calendar, which was introduced by Pope Gregory in 1528, and countries that use the older Julian calendar celebrate Easter on a different date, although every few years, the two calendars align and celebrate Easter on the same day. The next time that will happen will be April 20th, 2025.

Historically, 400 years after the Gregorian calendar was introduced, the United Kingdom became interested in settling the Easter date, and on August 3rd, 1928, passed “An Act to regulate the date of Easter Day and days or other periods and occasions depending thereon”,  known as the Easter Act.

That did not come out of nowhere since the League of Nations, the precursor to the United Nations, had passed a resolution in 1926 calling for the date of Easter to be sorted out.

Easter would still wobble a bit, but far less than it does today and more usefully would no longer be bound by the vagaries of the moon. The effect of the act would be to establish Easter Sunday as the Sunday following the second Saturday in April, so fixed by the calendar, not the moon, and resulting in Easter Sunday being between April 9th and April 15th. The act of law has Royal Assent but has never been enforced, as it requires both Houses of Parliament to pass resolutions agreeing on when to start enforcing the law.

Eggs represent new life and rebirth, and it is believed that this ancient custom became a part of Easter celebrations. In the medieval period, eating eggs was forbidden during Lent, i.e., the 40 days before Easter, therefore on Easter Sunday, indulging in an egg was a real treat!

According to Discovery News, since ancient times, eggs and rabbits have been a symbol of fertility, while spring has been a symbol of rebirth. Even though rabbits do not lay eggs, the association of these symbols was almost natural.

In Germany in the 1700’s, children would build nests, and leave carrots out for the “Osterhase” or “Oschter Haws”, i.e., the Easter bunny. Legend has it that the Easter Bunny lays, decorates and hides eggs for good children, as they are also a symbol of new life.

According to some sources, the Easter bunny first arrived in America in the 1700’s with German immigrants who settled in Pennsylvania and transported their tradition of an egg-laying hare.  Their children made nests in which this creature could lay its colored eggs.

The foregoing is just a brief and general legal and historical overview of Easter. 

If you have any additional Questions regarding the foregoing or have any legal issue or concern, please contact the law firm of CASERTA & SPIRITI in Miami Lakes, Florida.

Major Changes to Florida Tort & Bad Faith Laws in 2023

Florida Governor DeSantis signed HB 873 into law on March 24, 2023, which resulted in significant changes to Florida’s tort and bad faith laws. These changes were part of a movement by the Republican party in Florida allegedly “to decrease frivolous lawsuits and prevent predatory practices of trial attorneys who prey on hardworking Floridians.” The changes brought forth by this bill took effect once it was signed into law on March 24, 2023.

Several statutes that regulate negligence actions were revised in an effort to reduce large verdicts which have been on the rise across Florida. For instance, the statute of limitations for negligence actions accruing after the effective date of the subject statute was reduced from four (4) years to two (2) years, i.e., Florida Statute § 95.11. The most significant change was to the comparative fault statute, which now states that a claimant who is greater than 50% at fault for his or her own injuries cannot recover any damages pursuant to Florida Statute § 768.81. However, this comparative fault change does not apply to medical malpractice actions.

Florida Statute § 768.0427 was added to provide new guidelines for the admission of evidence related to past and future medical expenses in a negligence action. This statute provides that “Evidence offered to prove the amount of damages for past medical treatment or services that have been satisfied is limited to evidence of the amount actually paid, regardless of the source of payment.” It also states that proof of unpaid medical treatment can be shown by what the party’s healthcare provider was contractually obligated to pay or 120% of the Medicare reimbursement rate if the claimant does not have healthcare coverage or has healthcare coverage through Medicare or Medicaid. If there is no applicable Medicare rate for a service, the claimant can present 170 percent of the applicable state Medicaid rate. If the claimant obtains medical treatment or services under a letter of protection and the healthcare provider subsequently transfers the right to receive payment under the letter of protection to a third party, a defendant can present evidence of the amount the third party paid or agreed to pay the healthcare provider in exchange for the right to receive payment pursuant to the said letter of protection. This process also applies to future medical expenses. There are also new requirements for letters of protection and the information that must be contained within them to be considered valid.

This change is aimed at combatting so-called phantom damages that are regularly seen in bodily injury lawsuits where a claimant presents the amount of medical expenses charged, even though private health insurance, Medicaid, or Medicare pays a lesser amount. Although post-trial the damages were adjusted to account for amounts actually paid, the effect of admitting higher medical bills at trial allegedly, at times, influenced and inflated pain and suffering damages. The earlier system also encouraged claimants to seek treatment under letters of protection to obtain higher payments for medical services. In sum, this new law should reduce damages by limiting medical expenses to amounts actually paid or the amounts that should have been paid. 

In a premises liability case related to allegations of negligent security, Florida Statute § 768.0701 now states that an intentional tortfeasor (initial at fault party or instigator) can be allocated fault on the verdict form. This allocation will have a significant effect on negligent security cases as a jury can now assign a percentage of fault to the criminal actor who caused the harm. The foregoing was previously not allowed under Florida case law.

The subject bill further adds a presumption against liability in residential housing cases for an owner or manager in Florida Statute § 768.0706. This law states that the said presumption comes about when the owner or manager of residential housing implements defined security protocols, including, but not limited to, the use of security cameras, lighted parking, lighted walkways, deadbolts for each unit, locked windows, locked gates, peepholes, a crime prevention design assessment and crime deterrence and safety training. The burden of proof will rest with the owner or manager, but this new law provides a valuable defense by defining the standard of care for residential property owners in negligent security actions.

The bill also modified the award of attorney fees in bad faith actions. Florida Statute § 86.121 adds that a prevailing party is only able to obtain attorney fees where the insurer disclaims coverage and there is a declaratory judgment action. In other words, an award of fees is no longer automatic solely because an insured prevails on an argument. Furthermore, § 86.121 states that a prevailing party’s attorney’s fee claim cannot be assigned. This section also codifies the principle that issuing a reservation of rights letter is not a disclaimer. 

There were also several changes made to Florida Statute § 624.155. First, there is a new safe harbor provision for bad faith claims which states that there is no claim for bad faith if the insurer tenders the policy limits or amount being demanded within 90 days of being provided with sufficient information. The safe harbor protocol cannot be used as evidence in bad faith claims. If any insurer fails to utilize the aforesaid safe harbor period, the statute of limitations can be extended by 90 days.  Further, in a major change to existing law, mere negligence can no longer constitute bad faith. The insurer and the claimant have a reciprocal duty to act in good faith in providing information and setting deadlines. A court can also now consider comparative fault in bad faith suits. Additionally, where there are multiple claimants and insufficient limits, the insurer can file an interpleader action where the court will determine the prorated share. Finally, if the insurer and insured agree to binding arbitration, an arbitrator can decide allocation at the expense of the insurer. Any party that receives an allocation of funds must provide the insurer with a release. 

Florida Statute § 672.727 was also modified to state that prevailing party attorneys’ fees are now allowed against uninsured/underinsured motorists. 

The bill changed Florida Statute §57.104, which sets out the computation of attorney fees. The bill adds a relatively strong presumption that a lodestar fee is sufficient and reasonable in the computation of attorney fees and it can only be overcome in rare and exceptional circumstances with evidence that competent counsel could not otherwise be retained. This new provision will make it more difficult to obtain a multiplier on a claim for attorney fees. 

Finally, in construction matters, the prevailing party can now obtain attorney fees in litigation against a surety insurer. 

While the changes to Florida law are significant, it should be noted that in anticipation of this new law, claimant attorneys recently filed thousands of personal injury suits to potentially avoid the new law’s effects. Several counties were overwhelmed with filings and the online portal systems crashed or were having significant lag times. While not specifically expressed in the bill, the new laws will likely not apply retroactively. Therefore, it is expected that this massive deluge of lawsuits will be subject to the prior law while lawsuits filed after March 24, 2023, may be subject to these new provisions. 

The foregoing is merely a general and brief overview of the NEW Florida law, which causes an even greater need for the assistance of an experienced Personal Injury attorney.

If you have any additional questions regarding the foregoing or have any legal issue or concern, please contact the law firm of CASERTA & SPIRITI in Miami Lakes, Florida.

Advance Directives or Living Wills & Related Documents in Florida

An Advance Directive, also sometimes known as a Living Will, is a legal document which details a person’s predetermined wishes about end-of-life care. Advance Directives are highly encouraged to everyone as a means to make difficult decisions regarding one’s care in the event of a catastrophic injury such as severe brain trauma resulting in coma or vegetative state. These decisions should not be left up to family members who are already suffering and might be unsure of that individual’s wishes. Such directives help to avoid disputes as to how to proceed regarding one’s end-of-life medical treatment.

Advance Directives allow these critical decisions to be made in advance by the individual. Under Florida law, a Living Will must be signed by its maker in the presence of two (2) witnesses, at least one of whom is neither the spouse nor a blood relative of the maker. If the maker is physically unable to sign the Living Will, one of the witnesses can sign in the presence and at the direction of the maker.

Unlike the Living Will, however, an Advance Directive is not limited to terminal illness. It may also include medical events such as dementia, stroke, or coma. There are many different types of Advance Directives, including, but not limited to, a Living Will, Health Care Surrogate or medical power of attorney and Do Not Resuscitate (DNR) Order.

Technically, through Advance Directives, one can make legally valid decisions about their future medical care. Florida law recognizes two (2) types of Advance Directives: 1) A Living Will Declaration. 2) A Designation of Health Care Surrogate.

A Living Will is a legally binding document which expresses an individual’s end-of-life preferences, such as whether that person wants to be kept alive through artificial life-support means or equipment.

A Living Will is the written statement that would say that a person may want a Do Not Resuscitate Order. The Do Not Resuscitate Order, on the other hand, is a physician’s order for medical professionals to not provide CPR to the subject person, usually done on a yellow form. A Florida Do Not Resuscitate Order form (DNR or DNRO) is a document or instrument which is used by residents of Florida who suffer from incurable or irreversible medical conditions. This form states that the requester does not wish to be resuscitated in case of respiratory or cardiac arrest. A physician must sign off on a DNR order. A DNR must be honored in any healthcare setting by all medical personnel, including EMTs and paramedics outside of a medical facility. For a Florida DNR to be legally valid or effective, the form must be printed on yellow paper before it is completed by the patient/authorized representative and physician. A blank yellow form can be obtained  for free by writing to the Florida Department of Health.  Once a doctor writes a DNR order at the patient’s request, no one can override it, including family members. If the said patient changes their mind about the DNR, however, they can always speak to their doctor and have it revoked.

Anatomical donation is a document that indicates an individual’s wish to donate, at death, all or part of their body. This can be an organ and tissue donation to persons in need, or donation of their body for training of healthcare workers. One can write down their choice to be an organ donor by designating it on their driver’s license or state identification card, signing a uniform donor form, or expressing one’s wish in a Living Will.

Although some Living Wills may contain directives regarding organ donations or autopsies which remain in effect briefly after one’s death, any authority granted by a Living Will terminates or ends when the person passes away.

Although an Advance Directive may ultimately decide whether an individual continues to live with artificial life support or passes away, there are many other details that make up a Living Will. An Advance Directive should provide instruction for specific scenarios such as the use of specialized equipment including breathing machines, feeding via tube, what to do in the event of ceased breathing or heartbeat, and others. Advance Directives may also serve to name an individual to hold durable power over attorney to make these important decisions. A skilled and knowledgeable attorney can provide guidance about creating Living Wills and Advance Directives.

Proper planning for the future is one of the most responsible things a Florida resident can do. It will lessen the burden on family members and loved ones in the event of a catastrophic injury that leaves the victim unable to make decisions regarding their own health, treatment, and maintenance.

The foregoing is just a general and brief overview of the subject of Advance Directives and/or Living Wills, among others, in the state of Florida.

If you have any additional questions regarding the foregoing or have any legal issue or concern, please contact the law firm of CASERTA & SPIRITI in Miami Lakes, Florida.

Trusts in Florida- Revocable and Irrevocable (A Brief Overview)

In Florida, the main difference between a revocable trust and an irrevocable trust is that a revocable trust can be amended or revoked during the settlor’s (i.e., creator of the said Trust and whose assets are used to fund the Trust) lifetime, while an irrevocable trust cannot. In terms of asset protection, a revocable trust is rarely used as part of an asset protection plan, while irrevocable trusts are useful in several asset protection contexts.

A Trust is a contract between a maker of the subject trust (often called a grantor or settlor) and a trustee set up for the benefit of named beneficiaries. A maker of the said trust transfers legal title of their property to a trustee who holds the title and property as a fiduciary for the benefit of named current and future beneficiaries. Again, a settlor is the entity that establishes a trust. The term of settlor is encompassed by several other names such as donor, grantor, trustor, and trustmaker. Regardless of what this entity is called, its role is to legally transfer control of an asset to a trustee who manages it for one or more beneficiaries.

Trusts are essential tools for estate planning. People anticipate conveying their assets to estate planning trusts, but they often do not understand how various types of trusts fit into the estate planning process. Trusts have many purposes, including avoiding probate, reducing estate taxation, or protecting assets from creditor risk. The type of trust and the terms of trust depend on the priority of various planning goals.

Trusts are primarily differentiated by whether they are revocable or irrevocable. A revocable trust conveys assets to a trust expressed by a written trust agreement which expressly reserves the settlor’s right to revoke the trust entirely or amend any part of the trust agreement for any reason during the settlor’s lifetime. Most estate planning trusts that direct the disposition of the settlor’s property upon death are revocable trusts. These estate planning trusts are called “living trusts” because the settlor retains complete control benefits of the trust while he is living.

An irrevocable trust is a trust whose trust agreement prohibits revocation or amendment. Transfers to irrevocable trusts are final conveyances, with some few exceptions. A settlor cannot change his mind about transfers he makes to an irrevocable trust.

Some trusts are designed to be irrevocable from their inception; others start out revocable and later become irrevocable. An example of a trust that starts out irrevocable is a trust set up to make gifts to the settlor’s children during the settlor’s lifetime. Assets transferred to an irrevocable children’s trust are the children’s property. The trustee, as a fiduciary, must use the principal assets and trust income for the children’s benefit and not for the direct benefit of the settlor. Of course, using the trust money for the children’s education, for example, usually indirectly benefits the settlor.

An example of a lifetime irrevocable trust in Florida is an insurance trust. There are tax benefits and asset protection benefits of owning life insurance in the name of an irrevocable trust. The death benefit of life insurance (the amount paid to family members or whatever named beneficiary upon the insured’s death) is part of the insured’s taxable estate, except when the life insurance is owned by an irrevocable trust. For example, death benefits paid to family members are vulnerable to their creditors upon receipt, however, the death benefits are creditor-protected if the money is held inside a properly drafted irrevocable insurance trust.

A revocable trust becomes irrevocable upon the death of all settlors. The trust is locked at death, and the settlor’s heirs (the future trust beneficiaries) cannot change the terms of such inherited trust, with very few exceptions. The said trust becomes irrevocable. No one can change the terms of the trust or add property to it. Also, the trust settlor is no longer the trustee, instead, a successor trustee takes over. The settlor’s written notes, memorandum given to family members, or oral instructions given to family members during his lifetime will not change the revocable trust’s estate plan once it becomes irrevocable.

A revocable living contains written instructions for how the settlor desires to distribute his assets after death. The process of transferring assets, paying debts, and following the settlor’s instructions is referred to as trust administrationTrust administration is directed by the persons the settlor nominated to serve as their successor trustee(s). Trust administration in Florida is the legal procedure whereby a successor trustee of an existing trust carries out the trust document’s instructions after the settlor’s death. Trust administration refers to the tasks associated with managing the assets, distributions, and filings of a trust. Said tasks can often be quite complex and time sensitive.

Trust administration involves several tasks. For example, the family must first confirm their understanding of the settlor’s written instructions expressed in their trust agreement, and any disagreements regarding the trust instructions must be resolved. The successor trustee must find out if the settlor owed money or was subject to any legal claims. The successor trustee must use non-exempt trust assets to satisfy debts and settle claims. The settlor’s income tax liability for the year of death must be determined and paid. The successor trustee also must determine if the settlor’s taxable estate is subject to estate taxation.

Only after the trust administration is substantially completed may the successor trustee distribute trust assets to the settlor’s heirs or beneficiaries according to the settlor’s written instructions. After assets are distributed and the administration is complete, the successor trustee can close the trust. Successor trustees should get a written agreement among all beneficiaries that the subject trust administration has been successfully completed so that the said living trust and all of its trust accounts may be closed.

The foregoing is just a general and brief overview of the subject of revocable and irrevocable trusts in the state of Florida.

If you have any additional Questions regarding the foregoing or have any legal issue or concern, please contact the law firm of CASERTA & SPIRITI in Miami Lakes, Florida.

Claims Against the Federal Government & it’s Agencies under the Federal Tort Claims Act

The Federal Tort Claims Act is a 1946 federal statute that permits private parties to sue the United States in a federal court for most torts committed by persons acting on behalf of the United States. Historically, citizens have not been able to sue their government, which is a doctrine referred to as sovereign immunity. It is legal doctrine that ordinarily prohibits private citizens from bringing a sovereign state into court without its consent. Until the mid-20th Century, a tort victim could obtain compensation from the United States only by persuading Congress to pass a private bill compensating him or her for their loss.

Under the Federal Tort Claims Act, the federal government acts as a self-insurer, and recognizes liability for the negligent or wrongful acts or omissions of its employees acting within the scope of their official duties. The United States is liable to the same extent an individual would be in similar circumstances.

The Federal Tort Claims Act (FTCA) sets forth procedures for presenting and resolving administrative monetary claims for personal injury, property damage, or death arising from the alleged negligence of officers and employees.

The FTCA has several exceptions that categorically bar plaintiffs, victims or claimants from recovering tort damages in certain categories of cases. Federal law also restricts the types and amount of damages a victorious plaintiff may recover in an FTCA suit. Additionally, a plaintiff or claimant may not initiate an FTCA lawsuit unless they have timely followed a series of procedural requirements, such as providing the government an initial opportunity to evaluate the subject claim and decide whether to settle it before the case proceeds to federal court. 

When it comes to making a claim and/or suing the Federal government, or any of its agencies, there is no cap like there is in Florida. But there are other limitations. Again, that situation is governed under the Federal Tort Claims Act (28 U.S.C §2671), and the case or claim must also be brought only following proper written notice. In the administrative phase, a specific document must be filed with the government entitled Form 95.

Once the claimant or plaintiff gets past that administrative procedure, a claimant would file suit in federal court. The United States Attorney’s office defends these cases. One does not get a jury trial, i.e., the case is heard by a federal district judge, who alone decides the case called a bench trial.

There are many examples of Federal Tort Claims Act cases, which can include anything from medical malpractice at military hospitals to Federal Aviation Administration errors that cause plane crashes.

Either way, it pays to avoid situations where the circumstance pits the individual against a governmental hazard.

Federal claims are different than state claims in that if a damage or injury is the result of negligence or legal liability of the federal government or federal agency, the claim is governed by the Federal Tort Claims Act (FTCA).  More specifically, an injured party is required in FTCA cases to file a Form 95 with the governmental entity or agency within two (2) years of the date that legal liability accrued.  This two year statute of limitation or deadline is true regardless of whether there is a state statute of limitation for the same cause of action which may be longer.

Further, with FCTA cases, the governmental entity has up to six months to review the subject Form 95 claim and the claimant is not allowed to file suit during that time.  If the entity does not respond to the claim with an offer or denial within the six month period, then claim is presumed denied when the six month period expires.

Please note that said claimant only have six (6) months to file their lawsuit in a FTCA case after a governmental entity has issued a denial of the claim.  Failure to file suit within six months of being denied results in the claim being completely barred EVEN if it has been less than two (2) years since the event causing the injury!

The FTCA case begins when an injured party “presents their claim” to the agency involved.  The foregoing is accomplished by filing the Form 95.

One must also research specific procedures and rules applicable to the applicable governmental entity or agency in which the claim is sought.  These rules include not only how to bring the claim but also where the Notice should be sent and with whom one should communicate regarding the subject claim.  Many federal agencies will post this information in a section on their respective websites.

Unlike the State of Florida where damages against the state are capped, Federal Tort Claims are not capped.  Therefore, one’s Federal Tort Claim case may have significant value. In the Form 95 itself, there is a blank for the amount of damages that claimant has sustained.  The claimant must put a number, however, one should be careful not to underestimate the value of their claim.  Once a Form 95 is filed with a figure for the damages on it, one cannot increase the amount later claimed.  Consequently, one must be generous in their evaluation.

Attorney fees on FTCA cases are capped at 25% if the case is litigated while attorney fees are only 20% if the case is settled. No fee can be charged for appeals of FTCA cases. Again, the purpose is to remove some financial incentive to sue the federal government; however, it does not make it impossible or not feasible to prosecute.

Further, the FTCA imposes significant substantive limitations on the types of tort lawsuits a plaintiff or victim may permissibly pursue against the United States. The Congress that enacted the FTCA, was concerned about “unwarranted judicial intrusion[s] into areas of governmental operations and policymaking,” and opted to explicitly preserve the United States’ sovereign immunity from more than a dozen categories of claims. More specifically, Section 2680 of the FTCA establishes a number of exceptions preventing private litigants from pursuing certain categories of claims against the United States

It has been debated or at least discussed that certain provisions be enacted to modify the FTCA.  Congress, however, still retains the authority to enact private legislation to compensate individual tort victims who would otherwise be barred from obtaining recourse from the United States under the FTCA in its current form. Congress enacted the FTCA, in part, to eliminate the need to pass private bills to compensate persons injured by the federal government. Congress, though, still keeps some authority to pass private bills if it so desires.  Accordingly, rather than amend the FTCA to expand the number of circumstances in which the United States will be held liable to tort claimants, some scholars and legislators have suggested that Congress should pass individual private bills to compensate particular injured persons or groups of persons who might otherwise lack recourse under the FTCA.  To that end, Congress has occasionally provided some type of compensation to victims, plaintiffs or claimants in situations where the courts have found that the FTCA waiver of immunity provides no relief.

The foregoing is just a general overview of the subject of claims against the Federal government under the Federal Tort Claims Act.

If you have any additional Questions regarding the foregoing or have any legal issue or concern, please contact the law firm of CASERTA & SPIRITI in Miami Lakes, Florida.